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Home-buying quote comparison

Property

Home-buying quote comparison

Enter two home-buying quotes to compare their upfront costs and check what's included.

This comparison needs JavaScript. The worksheets start blank and their controls are disabled. Check both quotes cover the same costs, VAT and transfer duty before comparing them yourself.

Leave unknown amounts blank. Enter 0 for a confirmed zero, or mark a whole group Not applicable. All figures are your own.

Keep your deposit, loan repayments and monthly home costs out of these worksheets. Use Home loan calculator for the existing buying budget.

Quote A

Use the same groups on both quotes. Put each fee in one group only.

Transfer costs

Your transfer-related quoted charges. Declare transfer duty below so it is counted once.

Not applicable: Quote A, Transfer costs

Quoted amount (R): Transfer costs

VATUnknown or excluded without a final extra amountAlready included in this group's amountSeparately quoted: add the actual extra amountNot applicable, as declared by me

Transfer dutyUnknown or excluded without a final extra amountAlready included in this group's amountSeparately quoted: add the actual extra amountNot applicable, as declared by me

Bond registration and upfront bank fees

Use the bond attorney's total plus separate bank initiation or valuation charges, with VAT. Exclude anything already in the transfer quote.

Not applicable: Quote A, Bond registration and upfront bank fees

Quoted amount (R): Bond registration and upfront bank fees

VATUnknown or excluded without a final extra amountAlready included in this group's amountSeparately quoted: add the actual extra amountNot applicable, as declared by me

Moving and service connections

Include once-off moving costs and utility connection deposits. Keep monthly service bills below.

Not applicable: Quote A, Moving and service connections

Quoted amount (R): Moving and service connections

VATUnknown or excluded without a final extra amountAlready included in this group's amountSeparately quoted: add the actual extra amountNot applicable, as declared by me

Quote B

Use the same groups on both quotes. Put each fee in one group only.

Transfer costs

Your transfer-related quoted charges. Declare transfer duty below so it is counted once.

Not applicable: Quote B, Transfer costs

Quoted amount (R): Transfer costs

VATUnknown or excluded without a final extra amountAlready included in this group's amountSeparately quoted: add the actual extra amountNot applicable, as declared by me

Transfer dutyUnknown or excluded without a final extra amountAlready included in this group's amountSeparately quoted: add the actual extra amountNot applicable, as declared by me

Bond registration and upfront bank fees

Use the bond attorney's total plus separate bank initiation or valuation charges, with VAT. Exclude anything already in the transfer quote.

Not applicable: Quote B, Bond registration and upfront bank fees

Quoted amount (R): Bond registration and upfront bank fees

VATUnknown or excluded without a final extra amountAlready included in this group's amountSeparately quoted: add the actual extra amountNot applicable, as declared by me

Moving and service connections

Include once-off moving costs and utility connection deposits. Keep monthly service bills below.

Not applicable: Quote B, Moving and service connections

Quoted amount (R): Moving and service connections

VATUnknown or excluded without a final extra amountAlready included in this group's amountSeparately quoted: add the actual extra amountNot applicable, as declared by me

Before comparing

Check the figures with your bank or attorney. We can't check tax applicability or whether a quote covers every fee.

Both quotes use the same property and purchase and loan assumptions.I've checked that no fee is assigned twice between transfer, bond and other groups.I know a fee is included more than once, or I still need to resolve an overlap.

Updating…Quote comparisonNo comparison yetEnter two quotes to begin.

These are your figures, not checked market costs. A lower entered total doesn't show equivalent service or the best choice.

For planning and comparison only

This result is based on the figures you entered and the assumptions shown here. It isn't financial advice or a recommendation, and it doesn't assess whether a loan, purchase or other financial decision is suitable or affordable for you.

It also isn't a quote, credit approval or offer. Check the final figures and terms with the relevant provider before making a decision.

What this comparison covers

Only the upfront groups listed here. A quote may cover fewer groups; mark a group Not applicable on both sides only when that matches your quotes.

VAT means value-added tax. We add only the actual extra VAT or transfer duty you enter separately. Included amounts aren't added again.

We don't work out VAT, transfer duty or legal fees, decide whether tax applies, or check a quote's legal compliance.

Each amount can be up to R 15 000 000,00. This is a tool safety limit, not a typical fee or a legal maximum. Use whole cents.

Your entries stay only on this page. Reloading, leaving or clearing both quotes removes them. No quotes are saved or sent anywhere.

Spotted a number that looks wrong?

Email us a correction. Tell us which figure you checked and include the official source link if you have it. Do not send account details, ID numbers, bank details, passwords or login information.

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General information, estimates and comparison tools, not financial advice. We don't recommend financial products, providers or financial decisions.

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