What you'd pay each month on a South African home loan, using prime — the interest rate banks use as a starting point for loans — and what paying extra could save you.
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What else you may pay when buying
This calculator's repayment estimate covers the loan only. Keep these separate costs in mind when comparing it with a bank quote:
Your bank may add a monthly service fee and require home insurance.
Upfront bank charges can include an initiation or valuation fee.
Transfer and bond-registration attorneys charge separately.
Transfer duty may apply, depending on the property and purchase price.